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Become a Member
of the NCGA

Join the NCGA today and get your golf Handicap Index®. Find a club that's right for you and your game!

Join with Zip Code

The NCGA is excited to help you enjoy golf more! The easiest and quickest way to get a Handicap Index and join the NCGA is directly via online eClubs, which are virtual clubs linked to 8 NorCal regions. A 12-month membership is just $80 and includes all NCGA Member Benefits.

Enter your Zip Code and you will be directed to our online payment page.

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The Easiest Way to Join the NCGA

The NCGA is excited to help you enjoy golf more! The easiest and quickest way to join the NCGA is directly via online eClubs, which are virtual clubs linked to 8 NorCal regions. A 12-month membership is just $75 and includes all NCGA Member Benefits.

Enter your Zip Code or select a region close to where you play, and you will be directed to our online payment page. All eClubs are the same, so don't worry about which exact one to select.

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Walking the golf course

The Easiest Way to Join the NCGA

The NCGA is excited to help you enjoy golf more! The easiest and quickest way to join the NCGA is directly via online eClubs, which are virtual clubs linked to 8 NorCal regions.  Simply indicate your region to join the NCGA eClub that is right for you. A 12-month membership is just $85 and includes all NCGA Member Benefits.

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Join NCGA via a Club

There are several ways to join the NCGA and start receiving the benefits of membership including your Handicap Index®. If you plan to join a regular or associate club, you will work directly with that club. Find the option that's best for you!

Join
NCGA
eClub

The quickest way to get a Handicap Index®. Join direct and your benefits start immediately!
Pricing
$80 / yr
Handicap Index, plus:
  • list-checked 12-month Membership
  • list-checked Free score posting app with GPS
  • list-checked NCGA Tournaments + Social Events
  • list-checked NCGA GOLF Magazine and more!
Join with zip code

Join Poppy Loyalty
Club

Enjoy privileges at NCGA-owned member courses and earn points for complimentary golf.
Pricing
$99 / yr
Handicap Index, plus:
  • list-checked 12-month Membership
  • list-checked Free score posting app with GPS
  • list-checked NCGA Tournaments + Social Events
  • list-checked NCGA GOLF Magazine
  • list-checked Complimentary instructional clinics
  • list-checked Annual club fitting
Poppy Ridge Club Poppy Hills Club

Join an
Associate
Club

Clubs formed by players with a common interest or affiliation and are not tied to any particular course.
Pricing
$ varies
Handicap Index, plus:
  • list-checked Benefits vary by Club
  • list-checked Free score posting app with GPS
  • list-checked NCGA Tournaments + Social Events
  • list-checked NCGA GOLF Magazine
  • list-checked In-person golf community
  • list-checked Or start your own club!
Find a Club

Join a
Regular
Club

Clubs tied to a specific golf course you like to play - they probably have a club welcoming new members.
Pricing
$ varies
Handicap Index, plus:
  • list-checked Benefits vary by Club
  • list-checked Free score posting app with GPS
  • list-checked NCGA Tournaments + Social Events
  • list-checked NCGA GOLF Magazine
  • list-checked In-person golf community
Course Directory

Golf resources for veterans

Veteran Member Benefits

Golf resources for junior golfers

Junior Golf Information

Hear from our Members

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Three male golfers carrying golf bags walking down a green fairway at Poppy Hills Golf Course
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Very quick to establish an Handicap Index and great Handicap 101 to understand the calculations.

-David S.

It was really easy to apply. Playing with the USGA GHIN application makes it super easy to keep and upload scores. I love the "play with GPS" option. I think having to track  my game for better or worse, while establishing an official handicap will make me a better player...

-Steve B.

The membership was processed immediately, it was easy to upload my scores, and I got a handicap very quickly. I also was able to sign up for an NCGA event before it was too late.

-Janet P.

I have been putting off establishing a handicap for years. [The] app and emails, etc. are all very clear and easy to use.

-Paul R.

Join In-Person Club

The way to join a club in-person depends on the club. If you plan to join a regular or associate club, you will work directly with that club. Here is a little more information about your options.

Join a Regular Club

Join a Regular Club
Join an Associate Club
Join Poppy Loyalty Clubs

Poppy Hills & Poppy Ridge

Regular Clubs

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Regular Clubs

Is there a golf course you like to play or would like to play more? Chances are, they have a club that’s welcoming new members. You can ask for a Regular Club membership contact at the pro shop or browse our directory.

Join A Regular Club

Associate Clubs

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Associate Clubs

There are also Associate Clubs, which are not linked to a single golf course, but rather formed by golfers with a common interest or affiliation. Browse our growing list of Associate Clubs and check their member outreach programs.

Find an Associate Club

The Poppy Hills Club

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Join Poppy Hills Club

The Poppy Ridge Club

Poppy Ridge Golf Course group finishing

Join Poppy Ridge Club

 

Benefits that add up

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Handicap Index®

You need a Handicap Index® to enter a tournament, but it is also essential to track your game improvement and engage in friendly competitions.

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Exclusive Perks

Enjoy member rates at the NCGA-owned Poppy Hills and Poppy Ridge, plus many other member-only savings on golf, travel, and more.

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Events for Everyone

Pick from hundreds of NCGA events for all ages and abilities with many different formats all around the region.

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Golf News and Information

Stay in the know about all things golf in Northern California and beyond.

Learn More About Benefits
Benefits That Add Up

NCGA Membership Benefits

The NCGA has great benefits that support your game and help you enjoy golf more, whether you’re a member of a regular club, associate club, or eClub.
icon-system-blue Handicap Index®
icon-discounts Member Perks & Discounts
Putter Events for Everyone
icon-ghin Free Score Posting App
Rules Of Golf_orange Rules Education
Discount-1 Member Rates NCGA-Owned Courses
icon-discounts-1 Member Outings
Plane-1 Member Trips
icon-golf-news NorCal Golf News
womens golf spacing blue Women's Events
Junior_Golf_Programs_orange Junior Golf Programs
High-five_orange Team Events
icon-contact-blue Golfer Support
Volunteer_Opportunities_2_orange Volunteer Opportunities
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What is a Handicap Index?

USGA Handicap Index with Hally Leadbetter
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Frequently Asked Questions

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  • What is a Handicap Index?

    Not all golfers are created equal, but with the golf handicap system, they can all compete with one another on an equal basis. For example, Tom’s average score is 80 and Meaghan’s average score is 95. With the handicap system, Tom ‘gives’ Meaghan a calculated number of strokes to level the playing field such that either of them has the same chance to win.

    To put it simply, handicaps are equalizers.

     

  • What does the Handicap Index Number Mean?

    What does the handicap index number mean?

    A Handicap Index is a numerical measure of a golfer’s potential ability and is expressed as a number with one decimal point (e.g. 21.4).

    The World Handicap System (WHS) is the database application that you enter your golf scores into and that re-calculates your handicap index on a daily basis. When you join a NCGA member golf club, you will get a Handicap Index ID# (typically 6-8 digits). This is your unique system identifier for use when you enter or lookup scores.

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    The United States Golf Association (USGA) is the authoritative source of handicap index calculation methodology in the U.S. Effective January 1,2020, there is a new, unified World Handicap System with several new changes.

    The USGA handicap is calculated with a specific arithmetic formula that approximates how many strokes above or below the course rating a player might be able to play, based on the eight best scores of their last twenty rounds. Want to know what the formula is? Check it out when you are ready for Handicap 201.

  • Why would I need a Handicap Index?

    Why would I need or want a Handicap Index?

    There are numerous reasons to get a Handicap Index besides gaining the ability to answer the question, "What's your Handicap Index?"

    Reasons include:
    • To level the playing field regardless of skills
    • To be ready for golf outing invitations
    • To play in tournaments that requires one
    • To win money from friendly bets
    • To track your golf game progress
    • To make a difficult course more enjoyable

    A Handicap Index makes it possible for fair competition between players of different ability whether it’s in competitive events, a friendly wager between friends, or golf games with money on the line.

    Reasons to get a Handicap Index

  • How do I get a Handicap Index?

    In the U.S., each state has one or more Allied Golf Associations (AGA’s) which are the authorized organizations for issuing and maintaining official WHS Handicaps. In Northern California, this is the NCGA.

    To join the NCGA and get a Handicap Index, you must join a club. There are 3 main types of clubs – regular, associate and eClub.

    Then what? Once you join a club and get your GHIN number, post a minimum of 54 holes (can be a mix of 18-hole scores and 9-hole scores) in the WHS system and your Handicap Index will be calculated. After that, the system will update on a daily basis, which you can check after posting, but you will also receive updates via email on the 1st and 15th of every month.

    Until your Handicap Index is calculated, you will see it listed as ‘NH’ which stands for No Handicap.

    Want all the details on how to get a golf handicap?

    How to get a golf handicap

  • How do I post my scores?

    There are several ways to post your scores:

    1. Download the free USGA GHIN mobile app from the Apple App Store or Google Play
    2. Visit our website NCGA.org. There is blue button on the top right of the navigation to "Post Score"
    3. Visit USGA's GHIN website GHIN.com
    4. Use the NCGA score posting kiosks in the golf course facility

Handicap 101

For newcomers to the game, getting a Handicap Index and understanding it can be one of the great mysteries of golf. But it doesn’t need to be.

We offer valuable resources to guide you through understanding:
  • What it is
  • How it’s calculated
  • How to establish one
  • How to make it work for you

A Handicap Index provides every golfer – regardless of age, gender or skill level – with a universal measure of playing ability under the World Handicap System™

Players
Features of the GHIN app

GHIN Mobile App Included Free

Post scores, establish your Handicap, track your stats and get detailed GPS course maps.

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Start your own club

Many of our Associate Clubs started with a group of friends, colleagues, neighbors, or other organization members who wanted to golf together. However, NCGA clubs are more than casual golf groups. To be an official club, you will need more than 10 members and assign designated ‘club officers.’

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Want to renew or rejoin?

For all membership renewals and reactivations, be sure to provide your GHIN number to keep all scoring records and Handicap Index information intact.

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Regular or Associate Club Memberships

If you’d like to renew a current membership for the following year or reactivate a lapsed membership, please contact your club directly.

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eClub Memberships

If you’re a current or former eClub member, you can renew your membership online. You will need to know the eClub you previously joined along with your GHIN number.

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Just moved?

If you are or were a member of another state’s golf association and have a USGA GHIN number, you can join us and retain your score history.

When joining a Regular or Associate Club, simply provide your GHIN when you sign up. For eClubs, just enter your GHIN when signing up online.

If you just moved and do not have a GHIN number, check out the ‘How to Join’ information above.

GET INTO GOLF

Not ready to Join?

Interested in learning golf, but have more questions than answers? We're here to help! Check out our Get Into Golf Guide to learn how to overcome common golf challenges! From tackling intimidation to finding affordable options, we help demystify golf for beginners.

Get Into Golf Guide

What is the NCGA?

The Northern California Golf Association (NCGA) supports, promotes, and governs golf in our region. We represent a diverse community of over 185,000 golfers belonging to 1,400 clubs. All our members like to golf, whether it’s every day, once a week, or even once a year.

Ready to get involved and access great benefits that support your game? To become a member, you must join a club — either public, private, semi-private, associate, or online eClub. Choose one you like or start your own!

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